Mudra Bank

Mudra is game changer

Now mudra bank has become the game changer for Indian economy. The two schemes of central govt. Startup India and Mudra schemes are seeding & encouraging people to start business, generate jobs and encourage the entrepreneurship.

Mudra loan is encouraging the poor people to start small setup & according to data 55% mudra loan had been disbursed under mudra Shishu scheme. Central govt.

monitoring strictly about the loan process & taking immediate action on all complaints related to mudra schemes.

Our team had met with several vendors who got the mudra loan from banks. Mr. Sunil Joshi, Shopkeeper in Haldwani, Nainital, Uttarakhand area told us that the process of Mudra loan was very simple but the bank staff had taken too much time to approve my mudra loan and disburse my account. According to him he applied mudra loan from State Bank of India, Kusumkhera branch under Mudra Kishor Scheme.

We are receiving several emails & call from  entire India to know the process and difficulties which there are facing. The complaints and queries are encouraging us because it shows that how much people are interested to start business.

Mudra Bank

Mudra bank

According to banking data which received from the banks that the mudra schemes has flooded the applications and it hampering business process of banks.

Tags:- Mudra is game changer, Mudra Loan scheme, Mudra Bank, Mudra, Mudra India, Mudra bank lone.

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Be the first to comment - What do you think?  Posted by JIAN - March 20, 2018 at 7:20 pm

Categories: Bank, MUDRA, Mudra Bank, MUDRA Loan   Tags: , , , , , ,

Mudra Loan Online, Apply Now

Dear Friends,

Hope you all are doing well, day by day we are getting lots of mail and query online for Mudra Bank loan application. We are happy to see that people are taking too much interest in Pradhan Mantri Jan Dhan Yojana (PMJDY) & planning to start his/her own business. We all are here to support and guide on finance related issues. We took initiative to guide through www.murabank.

com.

Friend, we started online form facility so that person who are facing issue by bank branches, can fill form online. We always suggest that you should visit your nearest bank branch first to understand the scheme. If bank employee or staff will not cooperate with you or not provide or deny about Mudra loan than you can apply online through our portal. We will send your request cum complaint to senior official to take prompt action.

I hope you understand that the MUDRA lona is a kind of facility for you not rights. Bank will check your repay capacity before disburse the MUDRA or any other kind of loan. We also request you “Please do not pay any money for MUDRA loan” & report if someone is demanding money for it. You can write about it to us or CVO of that bank.

Best of luck…

Regards,

Jeevan Pant




Click here for Mudra Loan Application Form..

प्रिय मित्रो,

आशा हैं की आप सभी कुशल मंगल होंगे| दिनों दिन हमारे पोर्टल पर लोगो के सुझाव व प्रशन लगता बढ़ रहे हैं इसे देखकर हमें प्रसन्नता और दाइत्व दोनों का बोध होता हैं| हमने वेबसाइट बनाते समय यह कभी नहीं सोचा था की इस प्रकार हमें लोगो को प्यार मिलेगा| वेबसाइट बनाने और लोगो के प्रश्नों का उत्तर देते हुए हमें यह पता लगा की कई बैंक शाखाये लोगो को मुद्रा योजना और किस प्रकार मुद्रा लोन के लिए आवेदन किया जाता हैं उसके लिए भ्रमित कर रही हैं| आश्चर्य तो तब हुआ जब बैंक की शाखाओ ने लोगो को सीधे सीधे मना करना शुरू कर दिया की हमारे यंहा मुद्रा लोन नहीं दिया जाता हैं और हमारी लोन की निर्धारित सीमा पूरी हो गयी हैं |

यह सब पढने के पश्चात हमें लगा की हमें सूचना देने से बढ़कर इस उद्देश्य में हिस्सेदारी सुनिश्चित करनी होगी | इसके लिए हम लोगो ने एक ऑनलाइन प्राथना पत्र बनाया ताकि जिन लोगो को बैंक शाखा इस विषय में परेशान कर रही हैं हम उन लोगो आवेदन शिकायत के साथ सम्बंधित बैंक के अधिकारियो व इससे सम्बंधित सरकारी अधिकारियो को भेजे ताकि उन्हें भी पता लगे की घोषणा व क्रिन्यान्वय में जमीन आसमान का अंतर हैं|

आप सभी से अनुरोध हैं की ऑनलाइन सुविधा का लाभ लेने से पहले आप सम्बंधित बैंक में जरूर जाए और बैंक के कर्मचारियों से मिले और उनसे बात करे| सच मानिये समाज में सभी लोग एक जैसे नहीं हैं | लेकिन अगर फिर भी आपको बैंक से कोई सूचना नहीं मिलती हैं तो आप बैंक किस शिकायत पुस्तिका में इसके बारे में लिख सकते हैं और ऑनलाइन आवेदन कर सकते हैं|

आशा करता हूँ की आप इन सभी बातो को आत्मसात करेंगे और ऑनलाइन आवेदन करने से पहले बैंक शाखा में जरूर जायेंगे|

आप सभी का संह्योग देने के लिए कोटि कोटि धन्यवाद|

आपका मित्र

जीवन पन्त 




मुद्रा लोन के आवेदन के लिए यंहा स्पर्श करे 

Tag:- Mudra Bank Online, Apply Mudra Loan Online, Mudra Bank online Application

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1,922 comments - What do you think?  Posted by JIAN - March 15, 2018 at 11:45 am

Categories: MUDRA, MUDRA Application Form, MUDRA Loan   Tags: , , ,

List of Documents require for MUDRA LOAN

List of Documents which are require for MUDRA Bank Loan

  • Proof of Identity:- Voter ID Card, Passport, Driving License, PAN Card, Signature identification from present bankers of proprietor, partner of director (if any company)
  • Proof of Residence:- Recent telephone bills, electricity bill, property tax receipt, Passport, Voter’s ID Card of proprietor, partner of Director (If any company)
  • proof of business address or establishment.
  • Applicant should not be defaulter in any Bank or Financial Inclusion firm.
  • Last three years (Audited or Unaudited) balance sheets of the units along with Income Tax/ Sales tax returns etc. (Applicable for all cases from Rs. 2 lakh and above)
  • Memorandum and articles of association of the Company / Partnership Deed of partners etc.
  • Assets and liabilities statement of promoters and guarantors along with last income tax return.
  • Rent Agreement (If business premises on rent) and clearance from pollution control board if applicable.
  • SSI/MSME registration if applicable.
  • Projected balance sheet for the next two years in case of working capital limits and of the period of the loan in case of term loan (For all cases of Rs. 2 lakh and above).
  • Photocopies of lease deeds/ title deeds of the properties being offered as primary.

Tag:- Mudra Loan documents, Documents for MUDRA, Loan documents, Mudra loan India, Mudra Bank

Click here to download Loan application form..

Source:- Bank of Baroda

Tags:- Documents for Mudra loan, Mudra Loan Documents, Mudra Bank Documents, Mudra Bank loan documents

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310 comments - What do you think?  Posted by JIAN - March 8, 2018 at 8:48 pm

Categories: MUDRA, Mudra Bank, MUDRA Loan   Tags: , , , , , , ,

List of Institutions offering MUDRA Loan

List of institution which are authorised to disburse loan Under MUDRA Scheme.

Public Sector Banks

1 State Bank of India
2 State Bank of Bikaner & Jaipur
3 State Bank of Travancore
4 Bank of Baroda
5 Bank of India
6 Bank of Maharastra
7 Canara Bank
8 Corporation Bank
9 Dena Bank
10 IDBI Bank Ltd.
11 Indian Bank
12 Oriental Bank of Commerce
13 Punjab National Bank
14 Syndicate Bank
15 UCO Bank
16 Union Bank of India
17 Vijaya Bank
18 Allahabad Bank
19 Andhra Bank
20 Bhartiya Mahila Bank
21 Central Bank of India
22 Indian Overseas Bank
23 Punjab & Sind Bank
24 State Bank of Hyderabad.
25 State Bank of Mysore
26 State Bank of Patiala
27 United Bank of India

Private Sector Banks

1 Axis Bank Ltd.
2 Catholic Syrian Bank Ltd.


3 City Union Bank Ltd.
4 DCB Bank Ltd.
5 Federal Bank Ltd.
6 HDFC Bank Ltd.
7 ICICI Bank Ltd.
8 Indus Ind Bank Ltd.
9 Jammu & Kashmir Bank Ltd.
10 Karnataka Bank Ltd.
11 Karur Vysya Bank Ltd.
12 Kotak Mahindra Bank Ltd.
13 Nainital Bank Ltd.
14 South Indian Bank
15 Tamilnad Mercantile Bank Ltd.
16 The Ratnakar Bank Ltd.
17 Yes Bank Ltd.

Regional Rural Banks(RRBs)

1 Andhra Pragathi Grameena Bank
2 Chaitanya Godavari Grameena Bank
3 Deccan Grameena Bank
4 Saptagiri Grameena Bank
5 Bihar Gramin Bank
6 Madhya Bihar Gramin Bank
7 Uttar Bihar Gramin Bank
8 Baroda Gujarat Gramin Bank
9 Dena Gujarat Gramin Bank
10 Saurashtra Gramin Bank
11 Kaveri Grameena Bank
12 Karnataka Vikas Grameena Bank
13 Pragathi Krishna Gramin Bank
14 Kerala Gramin Bank.
15 Maharashtra Gramin Bank
16 Meghalaya Rural Bank
17 Puduvai Bharathiar Grama Bank
18 Malwa Gramin Bank
19 Punjab Gramin Bank
20 Sutlej Gramin Bank
21 Marudhara Gramin Bank
22 Pallavan Grama Bank.
23 Pandyan Grama Bank
24 Tripura Gramin Bank
25 Baroda Uttar Pradesh Gramin Bank
26 Prathama Gramin Bank
27 Sarva UP Gramin Bank
28 Narmada Jhabua Gramin Bank
29 Sarva Haryana Gramin Bank
30 Kaveri Grameena Bank
31 Baroda Rajasthan Kshetriya Gramin Bank

Co-operative Banks

1 Gujarat State Co-op Bank Ltd
2 Mehsana Urban Co-op Bank
3 Rajkot Nagarik Sahhakari Bank
4 Kalupur Commercial Co-op Bank

Micro Finance Institutions(MFIs)
MFI – NBFC

1 S V Creditline Pvt. Ltd.
2 Margdarshak Financial Services Ltd.
3 Madura Micro Finance Ltd.
4 ESAF Micro Finance & Investments P. Ltd.
5 Fusion Micro Finance P. Ltd.
6 Ujjivan Financial Services P. Ltd.
7 Future Financial Services Ltd.
8 SKS Microfinance Ltd.
9 Utkarsh Micro Finance P. Ltd.
10 Equitas Micro Finance Pvt. Ltd.
11 Sonata Finance Pvt. Ltd.
12 Saija Finance Private Ltd.
13 Arth Micro Finance Pvt. Ltd.
14 Shikhar Microfinance Pvt. Ltd.
15 Navachetana Microfin Services Pvt. Ltd.
16 Samasta Microfinance Ltd.
17 Satin Credit Care Network Ltd.
18 Sahyog Microfinance Ltd.
19 Arohan Financial Services P. Ltd.
20 Suryodaya Microfinance Ltd.
21 Belstar Investment & Finance P. Ltd.
22 Jagaran Microfin P. Ltd.
23 Digamber Capfin Ltd.
24 Midland Microfin Ltd.
25 RGVN (North East) Microfinance Ltd.
26 Grameen Development & Finance P. Ltd.
27 Hindustan Microfinance Private Limited
28 Namra Finance Ltd
29 Muthoot Fincorp Limited
30 Sambandh Finserve Pvt Ltd
31 IDF Financial Services Pvt Ltd
32 Bhartiya Micro Credit
33 Sakhi Samudaya Kosh
34 Cashpor Micro Credit
35 CDOT
36 Mahashakti Foundation

Mainline NBFCs

1 Reliance Capital Ltd.
2 Fullerton India Credit Co. Ltd.
3 Shriram Transport Finance Co. Ltd.
4 SREI Equipment Finance Ltd.
5 Magma Fincorp Ltd.
6 Religare Finvest Ltd.
7 Shriram City Union Finance Ltd.
8 Equitas Finance P. Ltd.
9 India Infoline Ltd.
10 ECL Finance Ltd.
11 AU Financiers India Ltd.
12 SE Investments Ltd.
13 Electronica Finance Ltd.
14 MAS Financial Services Ltd.
15 IKF Finance Ltd.
16 Intec Capital Ltd.
17 Sakthi Finance Ltd.
18 Esskay Auto Finance Ltd.
19 Bansal Credits Ltd.
20 Five Star Business Credits Ltd.
21 Indiabulls Financial Services Ltd.
22 Vistaar Financial Services P. Ltd.
23 Shriram Finance Corporation Pvt Ltd(SRFCL)
24 India Infoline Finance Ltd (IIFL)
25 Mahindra & Mahindra Financial Services Ltd

Note: The list is indicative and not exhaustive. The the names can be delete or add in above list. Please check it regularly.

Tag:- Bank list, Authorised Bank list for MUDRA Loan.

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113 comments - What do you think?  Posted by JIAN - at 8:44 pm

Categories: Bank, MUDRA, Mudra Bank   Tags: ,

Mudra Loan Online Application Form

When the Modi govt had launched the scheme, all were happy and they will get collateral free loan for business starting business & expansion. People thought that the govt will launch MUDRA Bank for

com">MUDRA lona but the govt had authoruzed to SIDDBI to design policy for MUDRA Loan and authorized all Nationalize bank and financial institutes to issue MUDRA Loan. We designed the mudrabank.com so that we would provide you correct information about the process and procedure.

After the launch of Mudrabank.com we had started to receive several complaints that banks were not accepting request for MUDRA Loan & surprising the complaints against banks were increasing day by day. We were receiving complaints like banks not accepting loan request, delaying application, not providing loan form, demanding money, our quota had fulfilled, our branch had not authorized for mudra loan etc.



It was really serious matter because banks were not following the policy & it was damaging center’s image. We aware that bank had rights to deny loan application but before denying they had to follow some process first.

On our request center govt. & bank had issued some guidelines on it but the flow of complaints had not stopped. People were commenting about center govt. & we were sending all comments to Ministry of Finance for action. We followed the same process till one month & when we were never gotten any positive changes & response from there. We planned to design one loan application form so that you can apply mudra loan online and we can send the same form to concern bank officials so that they could send it to concern branch for action.

Now thousands of people have applied mudra loan online and we are forwarding the same to concern bank officials to take prompt action. After launch, we received several positive comments because banks were responding with TAT.

Friends, we request you that please do not pay anything for MUDRA loan or less interest rates & visit once your bank branch before applying mudra loan online.




Online MUDRA Loan Application Form. Online MUDRA Loan Application Form.




Tags:- Mudra Application, Mudra Loan Application, Mudra Bank Application, Mdura Online Application, Mudra Bank Online, Mudra Loan Online Application, Mudra Loan Online form, Mudra loan form.

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557 comments - What do you think?  Posted by JIAN - March 6, 2018 at 2:40 pm

Categories: MUDRA Application Form, Mudra Bank   Tags: , , , ,

Industries Cover in MUDRA Yojana

Who is eligible for MUDRA Bank Loan

Any Indian Citizen who has a business plan for a non-farm sector income generating activity such as manufacturing, processing, trading or service sector and whose credit need is less than 10 lakh can approach either a Bank, MFI, or NBFC for availing of MUDRA loans under Pradhan Mantri Mudra Yojana (PMMY).

The usual terms and conditions of the lending agency may have to be followed for availing of loans under PMMY. The lending rates are as per the RBI guidelines issued in this regard from time to time.

There is lots of confusion in the market that which industries are cover under MUDRA Yojana. We are getting lots of query continuously about it.

MUDRA covers almost all industries & sectors specially in rural areas. MUDRA designs specially for weaker section who have good entrepreneur skill & need working capital to start business.

MUDRA operates a special scheme for women entrepreneurs under Mahila Uddyami Scheme.

List of industries which are eligible for MUDRA Bank loan.

  • Non – Corporate Small Business Segment (NCSBS) comprising of millions of proprietorship / partnership firms running as small manufacturing units.
  • Service sector units :- Such as saloons, beauty parlours, gymnasium, boutiques, tailoring shops, dry cleaning, cycle and motorcycle repair shop, DTP and Photocopying Facilities, Medicine Shops, Courier Agents, etc.
  • Shopkeepers
  • Fruits / vegetable vendors
  • Truck operators :- purchase of transport vehicles for goods and personal transport such as auto rickshaw, small goods transport vehicle, 3 wheelers, e-rickshaw, passenger cars, taxis, etc.
  • Food-service units
  • Repair shops
  • Machine operators
  • Small industries:-  handloom, powerloom, chikan work, zari and zardozi work, traditional embroidery and hand work, traditional dyeing and printing, apparel design, knitting, cotton ginning, computerized embroidery, stitching and other textile non garment products such as bags, vehicle accessories, furnishing accessories, etc.
  • Artisans
  • Food processors :- papad making, achaar making, jam / jelly making, agricultural produce preservation at rural level, sweet shops, small service food stalls and day to day catering / canteen services, cold chain vehicles, cold storages, ice making units, ice cream making units, biscuit, bread and bun making, etc.
  • Lots of others in rural and urban areas.

Tags:- MUDRA Loan for Industries, MUDRA loan for Shop, MUDRA scheme for distributors, MUDRA Scheme for retailers, MUDRA loan for services sector.

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138 comments - What do you think?  Posted by JIAN - February 23, 2018 at 8:00 pm

Categories: Bank, MUDRA, Mudra Bank   Tags: , , , ,

Bank of Baroda, Mudra Loan

Bank of Baroda’s PRADHAN MANTRI MUDRA YOJANA (PMMY), a flagship scheme of government of India, changed into released on 8th April, 2015 by using the Hon’ble prime Minister to “fund the unfunded” by bringing such organizations to the formal financial device and increasing inexpensive credit score to them.

Credit facilities
Any form of Fund based or Non Fund based totally facility.
No minimum amount under mudra bank loan scheme. Maximum amount is – Rs.10.

00 lacs. Under Mudra Bank.

Categorization of MUDRA Loans
SHISHU : Loans sanctioned below the scheme up to Rs.50000

KISHORE : Loans sanctioned under the scheme from Rs.50001 to Rs.5.00 lacs

TARUN : Loans sanctioned beneath the scheme from Rs.5,00,001 to Rs.10.00 lacs

 

Security Deposit Under Mudra Bank Scheme.
property created out of the bank’s finance.
No collateral security.

Eligibility require with the aid of bank of Baroda

All “Non farm businesses”
underneath “Micro enterprises” and “Small establishments” segment
engaged in “profits producing activities”
engaged in “production, trading and offerings“ and
whose “credit score wishes are up to Rs.10.00 lacs”
Now allied agriculture activities have also been protected underneath PMMY scheme w.e.f. 01.04.2016.

hobby price of financial institution of Baroda for Mudra mortgage.

Limits                                                     Micro enterprises                  Small organisations
as much as Rs.50000/-                      MCLR+SP                               (MCLR+SP)+0.50%
Above Rs.50000/- to Rs.2.00 lacs   (MCLR+SP)+0.50%              (MCLR+SP)+zero.70%
Above Rs.2.00 lacs to Rs.10.00 lacs (MCLR+SP)+0.70%              (MCLR+SP)+zero.eighty five%

Processing charges : Nil

Tags:- Bank of Baroda, Bank of Baroda Mudra Loan, Bank of Baroda Mudra Loan Interest, Bank Of Baroda Mudra Loan Scheme, Bank of Baroda PMMY Mudra Loan. 

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1 comment - What do you think?  Posted by JIAN - January 24, 2018 at 9:00 am

Categories: Bank, Bank Of Baroda, Bank of Baroda, Interest Rate, Mudra Bank, MUDRA Loan   Tags: , , , ,

Punjab National Bank Mudra Loan Scheme

Punjab National Bank Mudra Loan Scheme 

‘Pradhan Mantri Mudra Yojana’ (PMMY) become released to ‘fund the wished’ via bringing such organizations to the formal economic device, and lengthening less expensive credit score to them.

underneath PMMY MUDRA Scheme, Punjab National Bank affords economic assistance upto Rs.10 lakh to non-farm enterprises for manufacturing, buying and selling and services activities, for earnings era purpose.

Sports allied to Agriculture” e.g.

pisciculture, beekeeping, hen, livestock rearing, grading, sorting, aggregation agro industries, diary, fishery, Agriclinics and Agribusiness centers, food & Agro-Processing, and so forth. (except for crop loans, land improvement along with canals, irrigation, wells ) and offerings helping those, which promote livelihood, will be eligible for coverage beneath PMMY w.e.f. 2016-17.

However, funding under the “activities allied to Agriculture” class is performed as in line with the financial institution’s current Allied agriculture schemes and the terms and conditions, Margin, Collateral, reimbursement, rate of interest will be as according to the hints of RBI / financial institution.

Any individual / proprietary situation / partnership company / organization / affiliation of people (AOP) / restrained legal responsibility partnership (LLP) / and so on., not a defaulter to any financial institution / monetary group is eligible for Mudra mortgage .

Following are the 3 variants of the MUDRA loans :
1. Shishu (upto Rs. 50,000)
2. Kishore (above Rs. 50,000 to Rs. five lakh)
3. Tarun (above Rs. 5 lakh to Rs. 10 lakh)

PNB Mudra Bank Loan Interest : The fee of hobby applicable to the MSME devices is in the variety of MCLR to MCLR +2.25% (challenge to change, as in step with govt /RBI pointers, issued every now and then)

list OF basic documents Require PNB MUDRA bank mortgage
SHISHU
1. evidence of identification i.e. Self certified reproduction of Voter’s identity card / riding License / PAN Card
/ Aadhaar Card / Passport / photograph Ids, issued by means of govt. authority and so on.
2. evidence of residence i.e. recent smartphone invoice / energy invoice / belongings tax receipt /
Voter’s id card / Aadhaar Card / Passport of man or woman / proprietor / partners,
certificate issued with the aid of govt. Authority/neighborhood Panchayat / Municipality etc.
3. Applicant’s current image (2 copies) no longer older than 6 months.
4. evidence of SC/ST/OBC/Minority, if relevant.
five. evidence of identity / cope with of the commercial enterprise organization , if available.
6. statement of Account from the present Banker, for the remaining six months, if any.
7. citation of machinery / other gadgets, to be bought.

KISHORE / TARUN
1. proof of identity i.e. Self licensed replica of Voter’s id card / using License / PAN
Card / Aadhaar Card / Passport / photograph Ids issued via govt. authority and many others.
2. proof of house i.e. latest smartphone invoice / electricity invoice / property tax receipt /
Voter’s identity card / Aadhaar Card / Passport of man or woman / proprietor / partners,
certificate issued by using executive. Authority/neighborhood Panchayat / Municipality etc.
3. proof of SC/ST/OBC/Minority, if applicable.
4. proof of identification / cope with of the enterprise employer – Copies of applicable Licenses /
Registration certificate / hire or lease agreement/ different files bearing on
the possession, identity of deal with of commercial enterprise unit / Udyog Aadhaar Memorandum.
five. assertion of Account from the existing Banker, for the closing six months.
6. remaining years unaudited stability sheets of the present devices, along with profits tax
/sales tax returns and so forth. (applicable for loans of Rs. 2 lakh and above).
7. Projected stability sheets of begin-ups / current units for 365 days, in case of operating
capital limits and for the period of the mortgage in case of term mortgage (applicable for loans
of Rs. 2 lakh and above).
8. sales done throughout the cutting-edge economic yr, up to the date of submission of
application (in case of present devices).
9. Proforma Invoices / Quotations for the assets to be bought and estimates for the
civil works, if any to be undertaken. issue of technical feasibility and financial
viability may be discussed with borrower, if felt vital.
10. Asset & legal responsibility statement of the borrower such as, directors & companions.
11. Memorandum and Articles of association of the organization/Partnership Deed of
partners and so on., wherever applicable.
12. images ( copies) of applicant / proprietor / companions / directors no longer older than 6
months.

Source:- PNB

Click here to download PNB Mudra Loan Application.

Tags:- PNB Mudra Loan, PNB Mudra Bank Scheme, PNB Mudra Loan application Form, PNB Mudra, PNB PMMY Mudra, PNB PMMY, PNB Mudra Application, PNB Online Mudra Loan, PNB Online Mudra Scheme, PNB Mudra Yojana, Punjab National Bank Mudra, Punjab National Bank Mudra Scheme, Punjab National Bank Mudra Compliant.

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Be the first to comment - What do you think?  Posted by JIAN - January 23, 2018 at 7:23 pm

Categories: Bank, Interest Rate, MUDRA, MUDRA Application Form, Mudra Bank, MUDRA Loan, Punjab National Bank   Tags: , , , , , , , , , , , ,

फर्जी मुद्रा बैंक कालो से सावधान

FAKE MUDRA LOAN CALLS

अगर आपके पास भी ‘प्रधानमंत्री मुद्रा योजना’ के नाम पर कोई कॉल आए तो जरा सतर्क हो जाएं। मुमकिन है कि दिल्ली में नई तरह से हो रही ठगी का अगला शिकार आप हों। बीते 15 दिनों में ऐसे कई मामले में दिल्ली पुलिस के पास आ चुके हैं, जिसमें कारोबारियों से लाखों रुपए की धोखाधड़ी कर ली गई। वारदात के लिए आरोपी बेहद शातिराना तरीके से कुछ देर के लिए मोबाइल बंद करा देते हैं। उसके बाद जब मोबाइल ऑन होता है तब तक ऑनलाइन ट्रांजैक्शन हो चुका होता है। इसी तरह करीब 7 लाख से अधिक ठगी का शिकार रोहिणी के एक फैक्ट्री मालिक संदीप बंसल हुए हैं। आरोपियों ने 2 घंटे तक संदीप बंसल और उनकी वाइफ का मोबाइल फोन बंद करा दिया। इस बाबत संदीप बंसल ने आरोपियों की सीसीटीवी फुटेज के अलावा सबूत सौंपे हैं। पुलिस ने केस दर्ज कर जांच शुरू कर दी है।

संदीप बंसल की बवाना इंडस्ट्रियल एरिया में ऑटो पार्ट्स की फैक्ट्री है। उन्हें अपने बैंक में ओडी बढ़वानी थी। इसके लिए उन्होंने संपर्क किया। इसके अगले ही दिन से उनके पास मोबाइल पर बैंक के नाम से कॉल आने लगीं। आरोपियों ने प्रधानमंत्री मुद्रा योजाना का हवाला देकर ओडी में अतिरिक्त एक से दो पर्सेंट छूट दिलाने की बात कही। अश्विनी शर्मा नाम के शख्स ने बताया कि 2 साल की आईटी रिटर्न, आधार कार्ड की कॉपी, टेलिफोन बिल, पैन कार्ड और कैंसल चेक देने होंगे।

डॉक्युमेंट्स दिए, फोन हुए बंद
बंसल ने 2 दिन की मोहलत मांगी और सारे डॉक्युमेंट इकठ्ठा कर लिए। अश्विनी का फिर फोन आया और उसने कहा कि वह अपने एग्जिक्यूटिव को भेज रहा है। विशाल नाम का शख्स पहुंचा। बंसल ने उसे बताया कि फैक्ट्री वाइफ के नाम से है। उसने वाइफ के साइन की बात कही। संदीप उसे घर लेकर पहुंचे। जहां पर सारे दस्तावेज पर साइन करा लिए। टेलिफोन बिल की कॉपी और कैंसल चेक भी लिए। लेकिन उसने चेक भरवाते वक्त अपना पेन दिया। उसके अगले दिन दोपहर 12 बजे से 2 बजे तक बंसल व उनकी वाइफ का मोबाइल बंद हो गया।

तब तक हो चुकी थी देर
उन्होंने कस्टमर केयर पर फोन किया तो पता चला कि उनके नाम से कॉल की गई थी। जिसके बाद फोन बंद किए गए। यह भी बताया गया कि इसी तरह एक दिन पहले भी फोन बंद कराया गया था। संदीप बंसल को अहसास हुआ। उन्होंने तुरंत बैंक से पता किया तो मालूम चला कि 7.15 लाख रुपए अकाउंट से अलग-अलग खाते में जा चुके हैं। उन्होंने पुलिस में केस दर्ज कराया है। बैंक से संपर्क किया। वहां से जवाब मिला कि इस नाम का कोई भी उनके यहां कर्मचारी नहीं है।

पहले भी हो चुकी हैं वारदात
कुछ इसी तरह पिछले हफ्ते मोती नगर में प्रधानमंत्री मुद्रा योजना के नाम पर एक कारोबारी के अकाउंट से बेहद चालाकी से लाखों रुपये उड़ा लिये। इसके लिए कारोबारी का मोबाइल नंबर तक बंद करवा दिया। ताकि कैश के निकलने का मैसेज न मिल सके। कारोबारी ने बैंक में जाकर बैलेंस का पता किया तब उन्हें अपने साथ हुई ठगी का पता चला। इस बाबत उन्होंने मोती नगर थाने में मय सबूतों के साथ केस दर्ज कराया है। पुलिस मामले की जांच में जुटी है।

हम आपको बताना चाहेंगे की मुद्रा बैंक किसी को भी मुद्रा लोन के लिए फ़ोन या ईमेल नहीं भेजता हैं| किसी भी प्रकार के प्रलोभनों वाले फ़ोन या ईमेल के झांसे में ना आये क्योकि सभी बैंक मुद्रा लोन देने के लिए अधिकृत हैं और वो कभी आपको कॉल नहीं करेंगे| बेहतर हो की आप बैंक की शाखा से ही सीधा संपर्क करे|

यदि आपको कोई मुद्रा लोन से सम्बंधित कॉल आ रही हैं तो तुरंत उस नंबर को mudrabank.com जाकर प्रकाशित करे ताकि अन्य लोग भी   इस प्रकार की कॉल्स को  ना उठाये|

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PMKVY & Mudra Bank Loan

WHAT IS PMKVY?

Pradhan Mantri Kaushal Vikas Yojana is a unique initiative by the Government of India that aims to offer 24 lakh Indian youth meaningful, industry relevant, skill based training. Under this scheme, the trainees will be offered a financial reward and a government certification on successful completion of training and assessment, which will help them in securing a job for a better future.

After completion of Pradhan Mantri Kaushal Vikas Yojana (PMKVY) candidate can start its own business & apply for MUDRA Loan via financial institutions. Banks/ FI always prefer to provide loan to skilled or trained person.

Under PMKVY you can apply at any branch for Mudra loan. Under MUDRA scheme banks will provide you collateral free loan under Shishu, Tarun and Kishor scheme.

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